What I like about InsureandGo is that they offer a lot of options for the type of travel insurance that people can avail. The aim of InsureandGo is to help travellers avoid the worst-case scenarios while they are on their trip. They offer several types of plans, which include annual multi-trip and single-trip policies and also specialized plans for skiing, adventure and cruise travel. There is also free round-the-clock emergency service, so consumers can get help at any time of the day or night. As a reliable and affordable option for traveller’s insurance, InsureandGo has gained much attention from travelers because of the company’s affordable insurance and flexible insurance amount.
Gold from InsureandGo garnered a Which? Shop at Best Buy.
- The most recent rate is October 1, 2024; Gold Annual Multi-Trip allows a 47-year-old with no medical issues to travel to Europe with broad protection.
- Also available at the same price as of October 1, 2024, is a Gold Single 3-Day Trip to France for the same profile that provides coverage for a single journey.
Medical Travel Insurance
While travelling, medical travel insurance is compulsory protection against any arising out of pocket costs in case of illness or injury. This insurance covers emergency medical treatment as well as hospitalization, and even medical evacuation. There are also separate policies available to ensure that there is no exclusion of any kind for those with medical conditions. It is always important to have medical travel insurance no matter where you are going whether in the country or in another country.
Key Features:
- Medical Emergencies: Covers medical expenses in the case of an unexpected accident or illness whilst on a trip.
- Hospitalisation and evacuation are the two that offer coverage for the hospital stays and the medical evacuation if it is needed.
- Around-the-Clock Support: Stay connected with resources from other countries in emergencies related to health.
- People with pre-existing health conditions can get full coverage through pre-existing condition coverage for those who are ailing.
- In the event of a serious illness or injury, for example, the repatriation benefit will cover the expenses of being transported back to the country.
Travel insurance for seniors
For the seniors who would wish to travel it is important that they get an insurance that will cover medical expenses, one that allows for an extended stay and one that offers coverage for preexisting conditions.
Let’s take a closer look at what seniors should look for in a policy:
- Coverage for Medical Emergencies: Most of the senior travel insurance policies give adequate maximum limits for the unforeseen medical expenses and some even offer unlimited maximum as well. Also, it covers repatriation and emergency evacuation which is very important for elder and disabled people with health problems.
- Like many other companies, InsureandGo will cover pre-existing conditions, but expect to complete a medical test or questionnaire. Such coverage levels may vary, so to get the detailed information about what is included in the insurance and whether there are any additional costs, one should visit the INSUREANDGO .
- Cancellation and interruption of trips: The majority of the senior travel insurance policies will pay for any cancelation or interruption and the non-refundable expenses that are incurred in the process.
- Extras: Many policies offer extra cover for such things as personal liability, baggage and cruises – the latter being a favourite with the older traveller. Some of the coverage options and the terms can be expanded by age through the use of age-specific plans for those who are 70 or 80 years and above. These policies usually include the choice of increasing the scope of coverage for certain requirements.
- Policy Options: Multi trip insurance may be cheaper than single trip insurance for those who are going on frequent trips in a year especially if the traveler is a senior citizen. Most insurance companies including InsureandGo offer senior citizens specific multi trip insurance policies which are all encompassing and can be used on several trips.
Family travel insurance
Family travel insurance allows you to have your peace of mind knowing that your family is well protected wherever they are. Some of the features that are often available in family oriented travel insurance are; lower premiums per person, children’s discount and selective cover.
Here are a few important points:
- Health, Accident, and Life Insurance with Extras for Any Occasion
- Disruptions and Cancellations of Trips
- Misplaced Valuables and Travel Documents
- Get Kids on the Road for Free or at a Discount
- Vacation Packages for Regular Travellers
Travel Insurance for Gadgets
Gadget insurance for travel protects against loss, theft and damage of portable electronics such as mobile phones, laptops, cameras, tablets, and wearables. They usually cover expenses related to repair or replacement of damaged items, and are useful for anyone bringing expensive electronics on their trip. Most basic travel insurance policies do not include gadget insurance as a feature but most of them have the feature available as an option to be included as per the gadget’s worth. Some policies also provide global help to replace things like phones as soon as possible.
Business travel insurance
Business travelers can now go on the road knowing that their plans will not be disrupted in case of any eventuality because of business travel insurance. Of particular importance is the legal responsibility that is often offered by this kind of insurance, medical expenses, tour cancellation and baggage or equipment delay and loss. Medical coverage offers you the opportunity to receive necessary healthcare help even when you are in the unknown area, it also includes the hospital stays, emergency evacuations, and round the clock assistance. Additionally, travel interruption or cancellation benefits will cover the cost of changing flights and hotels, which is perfect if you have to change your schedule for business.
